>> James N. Hallene              >> Barrett D. Carlson

James N. Hallene. Mr. Hallene founded Capital Concepts in 1998. Prior to Capital Concepts, Mr. Hallene co-founded and ultimately sold a data consolidation company called MaxMiles. For fifteen years, Mr. Hallene was employed at American National Bank, a subsidiary of Bank One Corporation, where he oversaw credit, cash management and technology business units during his tenure. Mr. Hallene currently sits on the boards of MB Financial Corporation (NASDAQ: MBFI), Olsen Engineering and Resource Land Holdings.

Mr. Hallene holds a B.A. from the University of Illinois and an M.B.A. from Northwestern University’s Kellogg Graduate School of Management.